PHOENIX (3TV/CBS 5) — It’s that point of yr when of us begin wanting ahead to Halloween, Thanksgiving, and after all Christmas. As for Christmas, shopping for that good present could also be the furthest factor out of your thoughts proper now. But in at the moment’s world, it needs to be at the prime of your listing. Apparently, retailers are going through some huge stock challenges and seeking to transfer product and that might imply huge financial savings for shoppers.
So, at the moment we’re speaking to Adam Davis. He’s the managing director for Wells Fargo Retail Finance. What he has to say will most likely change the means you do your vacation shopping.
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Why are so many school college students leaving school? No medical insurance: A current examine discovered that 30% of Arizona college students will not be returning to school this yr due to the coronavirus. In truth, greater than 150,000 college students cancelled all school courses in Arizona alone. One cause behind the main departure is that many school college students simply don’t have medical insurance to cowl medical bills, significantly COVID-related bills. And since many schools require some form of medical insurance to enroll, college students are pressured depart college. So, what do you if you wish to additional your schooling and simply can’t afford medical insurance coverage? Today, we’re speaking to Nick Vinzant. He’s the senior analyst with www.QuoteWizard.com which is the largest privately held insurance coverage comparability firm. He says there are a number of choices for younger and older school college students to get insurance coverage with out having to go away college.
Are electrical automobiles best for you?: More drivers are fascinated by proudly owning electrical automobiles. For many households, EVs are nonetheless means too costly. But there’s a new push to get extra EVs on the highway. Now, due to the Inflation Reduction Act, tax credit for EVs have utterly modified. So how do they work? Who qualifies? Who doesn’t? And are the credit sufficient? Today, we’re overlaying all of it with Jim Stack, the President of The Electric Auto Association in Phoenix.
Higher rates of interest resulting in spike in on-line mortgage scams: Higher costs are affecting nearly every little thing we purchase, together with housing and transportation. The Feds lately raised rates of interest to decelerate borrowing which is able to hopefully deliver down costs for shoppers. And that makes the good alternative for scammers to benefit from you. So at the moment, we’re speaking to Zulfikar Ramzan. He’s the Chief Scientist at Aura which is an internet safety firm that helps stop shoppers from being scammed on-line. He tells us his firm has seen a dramatic uptick in mortgage and rate of interest scams tied to inflation. He’ll additionally inform us how the scams work and what that you must look out for to maintain from getting ripped off.
Inside a scammer’s “Bible” to tearing off victims: How want to get into the thoughts of a scammer? You can. A Nigerian conman has flipped sides and is sharing a lot of his untold secrets and techniques with David McClellan of Social Catfish, an internet site devoted at stopping romance scams. The scammer exposes all the do’s and don’ts of utilizing the “Romance Scam” with a view to dupe lonely ladies. All the particulars are in a handbook known as a “Scammer’s Bible” to tearing off victims. McClellan tells On Your Side how precisely what’s in the handbook so victims know what to look out for. Click right here for more information
The cause spam texts are growing: Robocalls have gotten much less of a menace to shoppers. And the dreaded rings from unknown numbers are dropping. But in line with a brand new report, the variety of robotic texts flooding telephones is skyrocketing. So, at the moment, we’re speaking with Teresa Murray. She is a shopper watchdog for Arizona Public Interest Research Group Education Fund, and she helps On Your Side break down whether or not current legal guidelines to crack down on robo callers and now textual content scams are working. We additionally discuss easy methods to shield your self from scammers who disguise behind telephone calls and textual content messages.
Overcoming Travel Frustrations: The pandemic crushed the airline trade and prevented many vacationers from flying. But plainly has all modified. A brand new report signifies much more persons are flying and even driving to locations. However, vacationers say they’re pissed off with airways, with 80 p.c of passengers saying they’ve had a current damaging expertise. On this episode we’re speaking to Tim Rossman. He’s an trade analyst with Bankrate.Com, and his new report reveals some beautiful numbers with regards to how many individuals are touring nowadays and what have an effect on it’s having in case you’re attempting to get someplace.
Consumers and Small Claims Court: Have you ever been ripped off by somebody and have been so mad you wished to take them to small claims court docket? It occurs all the time, and many individuals determine to not undergo with it as a result of they don’t understand how the course of works. But going by the court docket course of is less complicated than you suppose. That’s why we’re speaking to the Honorable Gerald Williams. He serves as Justice of the Peace for one among Maricopa County’s precincts. He’ll break down all the do’s and don’ts of submitting a small case lawsuit and provide useful tricks to get your case heard.
Fourth of July Food Prices: The United States will probably be turning 246 years outdated on July 4th. To have fun, a lot of you on the market will most likely have some form of get-together that can little doubt contain meals. But meals costs on this 4th of July are up 11 p.c. And relying on what you intend on cooking for the vacation will actually have an effect on your pockets. So at the moment, we’re speaking to Karol Flynn. She’s the Food and Agribusiness Industry Advisor for Wells Fargo. She tells us what 4th of July meals gadgets you may wish to keep away from on account of their sharp improve in worth and what different gadgets you may wish to think about that gained’t break the financial institution to your vacation celebration. Spoiler alert: Shrimp is reasonable!
Credit Card Crunch: A brand new report says almost 75 p.c of Americans have wanted bank card debt recommendation. However, half of them by no means sought out that recommendation. And due to that, many shoppers discovered themselves digging deeper and deeper into debt. So, at the moment, we’re speaking to Jim Triggs of Money Management International. It’s a non-profit group that helps shoppers navigate by the powerful monetary world by empowering and serving to folks to stabilize their cash issues .
Overstock Issues: Supply chain issues have been persistent, however now retailers have a brand new downside of getting an excessive amount of…of the unsuitable stuff. On this episode, we’re speaking with Leslie Bush, a advertising and marketing professor at Arizona State University. She breaks down what’s behind the change in shopper habits and what it means to your subsequent shopping journey.
How a lot cash that you must retire: 1,000,000 {dollars} seems like some huge cash and it’s. But nowadays, is it sufficient cash so that you can retire? Years in the past, one million {dollars} to save lots of for retirement was all the time a aim for a lot of. But not anymore. Experts say to dwell comfortably, it’s a must to increase the bar and put more cash away. So, we’re speaking to Stewart Willis. He’s a monetary professional with Asset Preservation Tax and Retirement. He tells us how a lot we have to retire, how a lot we should always have in our retirement accounts proper now relying on age and different monetary tricks to preserve you fiscally sound.
The (nonetheless) crimson sizzling actual property market: The actual property market continues to be crimson sizzling, however mortgage rates of interest are going up. On this episode, we’re speaking with Trevor Halpern, a Phoenix-based actual property agent, about what’s occurring in the market, if there’s a slowdown in house gross sales on the horizon, and how a lot competitors patrons will face in the coming months.
Budgeting for a marriage: May by October is the hottest time of the yr to get married. And persons are spending and bucks to tie the knot. A current report signifies {couples} spent $28,000 on common on their marriage ceremony final yr. And this yr, it will likely be much more costly. So, at the moment we’re speaking to Stephanie Gilmore, who’s the Regional Banking District Senior Manager with Wells Fargo. She has some nice concepts and tricks to preserve your marriage ceremony prices down so that you don’t begin off in debt.
Computer Chip Shortage: Arizona is poised to change into the semiconductor capital of the West and probably the United States. The Copper State at present has 200 semiconductors corporations and extra are being constructed. On the 3 On Your Side podcast, we’re speaking to Tracey Latham. She at present is the U.S. Small Businesswoman of the Year for Arizona and owns an organization that depends closely on semiconductors. She tells us why is Arizona being chosen and what it should imply for the state’s economic system and labor power.
Full-time Retirement? Maybe Not: Many of us look ahead to retirement. And then when that point comes and they depart their job, they discover themselves, effectively…form of bored. But some folks, in addition to corporations, have discovered an answer that advantages each the firm and the retiree. It’s known as “phased retirement.” On this episode of the 3 On Your Side podcast, we speak with Zanzibar Vermiglio of Zanzibar Enterprises about why human useful resource administrators like the concept of phased retirement. We’ll additionally focus on why many retirees are deciding to “unretire.”
College Scams: It’s that point of yr when school acceptance letters are beginning to pour in for fogeys and their youngsters. It sounds thrilling, and scammers know that. With all the hype, it’s the good time for conmen to take benefit and attempt to dupe potential victims after they least count on it. So, we’re speaking to Beau Friedlander. He’s an award-winning writer who’s been writing about cybercrimes and scams for 10 years. He tells us what to look out for with regards to enrolling college students into school as a result of the scammers will goal you over the Internet, by the mail and even over the telephone. MORE INFO: https://link.chtbl.com/CCUnCylF?sid=3onyourside
Cashing in on collectibles: From cash to toys and buying and selling playing cards, most collectors suppose their collections will repay. Ismat Mangla from Magnify Money joins us to interrupt down who’s gathering what, how a lot they’ve spent alongside the means, and whether or not the collections ever repay.
The finest (and worst) frequent flyer packages: It appears to be like like persons are flying extra nowadays, and that’s elevating airfare. In truth, in March, airfare went up greater than 5 p.c, marking the third largest soar in 20 years. To deliver the value of airfare down, many vacationers depend on frequent flyer packages. But some are higher than others. On this episode, we’re speaking to Jill Gonzalez with WalletHub, who evaluated frequent flyer packages for every airline. She’ll break down all the flyer packages to let you recognize how one can get the most out of every one. MORE INFO HERE
Paying off your scholar loans: Forty-six million Americans are in debt on account of scholar loans, with these money owed totaling greater than $1.8 trillion. That works out to the common borrower owing greater than $35,000. How do you even begin to pay one thing like that down? On this episode, we’re speaking to Andrew Pentis with Student Loan Hero and Lending Tree. He’ll break down which states have the largest loans, which universities carry the most scholar debt, and extra importantly, easy methods to repay your loans.
Surprise costs; youngsters & credit score: Have you ever noticed a shock cost in your credit score or debit card? Is your child accountable? A brand new LendingTree survey reveals virtually half of fogeys say they’ve caught their youngsters secretly spending. Others knowingly permit their youngsters to borrow their playing cards, and remorse it. In this episode, we’re speaking with Matt Schultz, the chief credit score analyst at LendingTree about easy methods to train youngsters about credit score.
Jet Fuel Prices: We’re all effectively conscious of the spike in gasoline costs and the way it’s affecting your pockets. But what does it imply for airfare? Just like vehicles, airways want gasoline for his or her planes. So, how is the Russian Ukraine battle affecting what you pay for airfare. For the reply, we’re speaking to Scott Keyes of Scott’s Cheap Airfare. He’s an airline analyst and he’ll inform us what to anticipate relating to your upcoming holidays and how oil costs may play a significant component in what you pay for airline tickets. [More info: www.scottscheapflights.com]
Car Buying Tips: The chip scarcity for brand new vehicles continues to be ongoing. So, how lengthy will it final and how is it affecting shoppers in addition to automobile sellers? Today, we’re speaking to Karl Brauer. He’s an auto analyst with Iseecars.com and he’s additionally labored for Kelly Blue Book, Auto Trader, and Edmunds. Due to the chip scarcity, he’ll inform us what new vehicles are hottest on the market. What used vehicles are persuading shoppers to purchase on this time of uncertainty and what used vehicles final the longest.
Pain at the Pump: The value of gasoline goes up. So, at the moment Patrick De Haan is becoming a member of us. He’s the head of petroleum evaluation for Gas Buddy and he has the causes behind what’s driving gasoline costs. Is there any reduction on the horizon, significantly since Russia’s current invasion of Ukraine? De Hann says prepare, and $4.55 a gallon may be very doable for Arizonans. Head to gasbuddy.com to seek out the least expensive gasoline close to you.
Maximizing Your 401(ok): Many corporations provide their workers a 401(ok) plan to assist put together for his or her retirement years. However, many employees select to not enroll, and they’re leaving cash on the desk. Some huge cash. On this episode, we’re speaking to Ted Schmelzle, a retirement professional from Securian Financial who tells us why it’s throwing away cash in case you don’t contribute. Plus, he provides tricks to develop your cash quicker.
Salary Negotiations: People are leaving their present jobs in numbers we haven’t seen earlier than. It’s known as the “Great Resignation.” But if you’re provided a brand new job, how do you deliver up the subject of wage with out being awkward? And how do you comfortably ask for a greenback quantity that works for you? Today, we’re speaking to Andres Lares. He runs an organization known as Shapiro Negotiations Institute, a agency that has represents on a regular basis employees and even NBA groups. He explains easy methods to ask for the correct wage or perhaps a increase at your present job.
Love and cash: Valentine’s Day is right here and “Love is in the Air.” Or is it? A current report by Personal Capital reveals 57% of U.S. adults ay the pandemic has elevated monetary stress of their relationship. Today, on the 3 On Your Side podcast, we’re speaking to Krista Aliga, a monetary advisor with Personal Capital. She explains why cash is inflicting some folks to fall out of affection and what steps you possibly can take to get make issues proper.
Saving on Super Bowl meals: The huge recreation is sort of right here, so it’s time to plan to your huge Super Bowl unfold. But your recreation day meals and snacks are going to value you much more this yr. So at the moment, we’re speaking to Karol Flynn with Wells Fargo. She’ll assist present you the finest buys with regards to Super Bowl meals, plus some nice tricks to save the subsequent time you head to the retailer.
Elevating your resume: Looking for a job? Then you’ll want an ideal resume to face out from the different candidates. On this episode, we’re speaking to Jeff Hyman, creator and CEO of Recruit Rockstars. He has nice suggestions to boost your resume and land the job you need.
Maximizing your bank card perks: How many bank cards do you will have? Whatever the quantity, your playing cards could have perks you don’t even find out about. About 30 p.c of Americans who’ve rewards playing cards have made no effort to benefit from their factors or perks that they might have. On this episode, we’re speaking with Doug Milnes, Chief Financial Analyst with MoneyGeek.com. He has some shocking info with regards to you and your bank cards.
Tax submitting season is right here: It’s virtually tax time, and in case you’re like thousands and thousands of Americans, you’re anticipating a refund. In this episode, Gary Harper and Susan Campbell speak with Mark Steber, the Chief Tax Information Officer at Jackson Hewitt, about new deductions, adjustments this tax season, and potential IRS delays.
2022′s financial outlook: When it involves the economic system, what can we count on in 2022? Inflation is growing at a tempo we haven’t seen in 40 years, shopper costs are greater, and rates of interest are inching up. On this episode, we speak with Greg McBride, Chief Financial Analyst for BankRate.com. He outlines what he see in 2022′s economic system, whether or not we are going to see it blossom, or if it should value us more cash.
Gym Memberships: We discover ourselves in a brand new yr as 2022 is formally right here, and one well-liked New Year’s decision is to get into higher form. But is becoming a member of a health club the proper determination? And in case you do be part of, what ought to you recognize with regards to contracts and how a lot you pay? Today, we’re speaking to Jim Bathurst. He’s a health coach from Nerdfitness and he’s in the enterprise of getting folks into form and reducing weight. He’ll break down the do’s and don’ts of becoming a member of a health club and what that you must look out for.
Holiday present returns: The hustle and bustle of Christmas shopping is in full swing and a number of purchases will probably be made on-line. But what do you do if somebody provides you an internet present and that you must return it? It could also be troublesome or inconceivable. Today, we’re speaking to Jill Emanuel. She’s a licensed monetary coach with Fiscal Fitness. She’s been serving to shoppers to economize and navigate by difficult matters for years. She has all the do’s and don’ts of returning vacation purchases efficiently.
Dangerous toys: Holiday shopping is in full swing, and for teenagers, toys are at the prime of the listing. But watch out as a result of a few of these toys could possibly be harmful. Today on the 3 On Your Side podcast, Gary and Susan speak with Hannah Rhodes. She’s a Consumer Watchdog affiliate with the Arizona PIRG Education Fund. From counterfeit toys to good toys and toys which might be too noisy, she is breaking down precisely what to look out for to maintain your loved ones protected this vacation.
Is insurance coverage bundling the strategy to go?: One expense many shopper have, however don’t take note of, is insurance coverage. Home, auto, renter, and extra, there’s insurance coverage for almost every little thing. Does it actually save? And how a lot are you able to save in case you bundle? On this episode, we’re speaking to Mark Fitzpatrick from Money Geek. They have dozens of specialists who analyze every kind of statistics and crunch the newest numbers. They discovered bundling may prevent a bunch of cash.
Setting and attaining your 2022 monetary objectives: We’re arising on the finish of the yr quickly and which means 2021 will formally be in the historical past books. Looking again, how do you suppose you probably did financially? Did you begin a retirement fund or financial savings account? If you will have a 401(ok), did you improve how a lot you contribute and are you glad financially? 3 On Your Side’s Gary Harper talks to Leslie Tayne. She’s an creator of a bestselling guide relating to funds. She’s additionally an lawyer who makes a speciality of shopper and debt decision. She talks about what monetary objectives you must keep in mind to make 2022 one among your finest years ever.
Hanging Christmas lights safely: Christmas is sort of right here, and which means timber and lights! But that mixture will be harmful in case you show your lights the unsuitable means. To preserve you protected, we’re speaking to John DeCosmo, an professional who is aware of all about fixing damaged lights and hanging them safely.
Choosing a bottle of wine to your vacation celebration: The holidays are shortly approaching, which suggests a number of you could be going to a vacation celebration. And wine is one among the extra well-liked gadgets that party-goers deliver. But what sort of wine? How a lot do you have to spend? And what’s a superb model to take with you? In this 3 On Your Side Podcast, we’re speaking with Keith Beavers. He’s a self-described “wine geek” who’s been in the wine retail trade in New York for greater than a decade. He talks Wine 101 and give us some right down to earth suggestions for selecting a bottle of wine that can make a press release with out breaking the financial institution.
Gift Cards: Americans are sitting on billions of {dollars} in unused present playing cards, so are they actually a superb present to offer? On this episode, we’re speaking with Ted Rossman, a senior trade analyst at CreditCards.com, about spending these unused present playing cards. He additionally has some concepts about what to do with present playing cards to shops or eating places you’ll by no means go to.
An $859 Billion Holiday Season: The vacation season is sort of right here and shoppers are anticipated to spend, spend, spend. The National Retail Federation is predicting vacation gross sales throughout November and December may balloon to $859 billion. On this episode, we speak with Katherine Cullen, the senior director of trade and shopper insights at NRF, about supply chain challenges, monitoring down the good present, and why so many Americans are shopping early.
Supply chain points & when reduction could come: Ongoing supply chain points appear to have virtually paralyzed shopper items throughout the nation. From canned items, to pc chips to auto elements, you title it, and all of them appear to be arduous to return by. But what’s inflicting the kink in the supply chain and when will we see reduction? On this episode, we speak to Bill Thayer. He’s an professional in logistics, retail, and e-commerce, and he’s additionally CEO of Fillogic, an organization that focuses on transporting items from Point A to Point B. He has some fascinating perception about what’s occurring with America’s supply chain and when it could finish.
Getting the finest automobile insurance coverage for you: When it involves saving cash, your automobile insurance coverage premiums needs to be at the prime of your listing. Yet, almost half of shoppers have didn’t comparability store to see if they’ll get a greater deal. That’s what we’re speaking about on the 3 On Your Side podcast. We speak to Mark Fitzpatrick with MoneyGeek.com who will present you ways to buy automobile insurance coverage and get the finest charge.
Car Rental Tips: The value of renting a automobile has sky-rocketed over the final yr and a half. In truth, in Hawaii, vacationers have been shelling out $4,000 per week simply to hire a automobile as soon as they flew in for his or her trip. On this episode, Gary Harper is speaking to Willis Orlando, an analyst with a journey web site known as Scott’s Cheap Flights which investigates journey prices like renting a automobile. He’ll clarify why automobile leases have change into so ridiculously excessive and when rental charges will come down.
Avoiding vacation monetary hangover: Nearly half of Americans carry some form of bank card debt, with a mean steadiness of $6,200. Unfortunately for a lot of shoppers, that quantity will improve come the holidays. So on this episode, Gary is speaking to Kelsa Dickey, a licensed monetary coach who’s been serving to to dig folks out of debt for years. She’s going to inform us what we will to beginning at the moment with a view to keep away from a monetary hangover after the holidays.
Beware of flooded vehicles on the market: Thank goodness Hurricane Ida is behind us, however she left a path of destruction. In truth, Ida left $95 billion value of injury in Louisiana and surrounding states and a lot of that destruction was induced to vehicles. Unfortunately, a lot of these water broken automobiles will probably be cleaned up and offered to unsuspecting shoppers round the nation. Today we’re speaking to Patrick Olsen from Carfax. Carfax has entry to round 20 billion information for automobiles, and they accumulate the info from round 100,000 totally different sources to find out if a automobile has been in an accident, if the odometer has been rolled again, or on this case, if the automobile you’re considering of shopping for has been waterlogged from a hurricane.
Sextortion Alert: It is a type of web bribery that has victimized numerous folks. The components are intriguing. They contain romance, pictures, lies, and finally cash. Some huge cash. Gary Harper is speaking to Nate Warfield a former web hacker who finally used his expertise to assist folks and corporations to guard themselves whereas on-line. Warfield is right here to inform us about one thing known as “sextortion” and what that you must do to guard your self in opposition to it.
FEMA COVID-19 Funeral Assistance: Nearly 600,000 Americans have misplaced their lives to Covid-19. It’s horrible information, and many family members paid out of pocket for these funerals. But why? Particularly when the federal authorities has put aside cash to pay for these companies. On this episode, Gary Harper is speaking to Ed Michael Reggie, CEO of Future Factory and a recognized shopper advocate and professional in the funeral trade. He explains particulars of the program and says many individuals simply don’t find out about it and what is required to qualify.
The Supermarket Guru: In this episode, Gary Harper is speaking about one thing that impacts almost everybody throughout the nation and that’s rising meals costs. To break issues down, Gary talks to Phil Lempert who’s generally known as the “Supermarket Guru.” Lempert is an creator, speaker and one among the main specialists in the nation with regards to following meals developments.
Skyrocketing Rent: Rent is growing, not solely in Phoenix, however all throughout the nation. On this episode, Gary Harper is joined by Jeff Andrews with Zumper, an residence rental web site that displays rental developments. Andrews says nationwide hire went up 12% since this time final yr, and there’s no indication of taking place. Andrews explores the causes behind the soar. Gary is then joined by 3 On Your Side producer Warren Trent to debate house rental scams they’ve lined and suggestions for shoppers to keep away from from being ripped off.
Great Resignation: In this version of the 3 On Your Side Podcast, Consumer Investigator Gary Harper talks about one thing that’s being known as the “Great Resignation.” Apparently, extra persons are leaving their jobs now than ever earlier than. But what’s driving the mad exodus of leaving careers and beginning a brand new one?
A Raging “Scamdemic”: For this version of the 3 On Your Side Podcast, Gary Harper talks to Jack Caporal, an analyst and author with The Ascent and The Motley Fool analysis workforce who has gathered statistics relating to COVID-19 fraud instances. Arizona shoppers have been swindled out of almost $10 million with a mean lack of $325. Caporal makes use of a time period “Scamdemic” whereas referring to the COVID-19 scams. Since the starting of the pandemic, American’s have filed over a half-million COVID-19 fraud reviews totaling over $480 million in accordance the Federal Trade Commission. Arizona ranks No. 13 in the U.S. with regards to COVID-19 fraud instances, California tops all states with COVID-19 fraud losses totaling extra $65 million.
Protecting Your Privacy: Gary Harper and Susan Campbell provide tricks to shoppers assist them shield their privateness in solely a matter of seconds. Lending their experience on privateness is Thomas Germain, a expertise author at Consumer Reports. This 3 On Your Side episode wraps up with Gary and Susan providing suggestions for shoppers to assist keep away from falling sufferer to a standard trick crooks use to steal your cash, The Overpayment Scam.
Don’t get boxed in along with your transfer: When it involves transferring, it’s amongst the most complained about trade’s 3 On Your Side get emails about. To assist expose the pitfalls, Gary Harper and Susan Campbell speak to Ryan Charles, from an organization known as Hire a Helper who sheds mild to assist shoppers from getting ripped off throughout their transfer. Gary and Susan wrap up this podcast section speaking about the pitfalls of shopping for sight unseen automobiles on-line.
Used automobile costs going by the roof: If you’re fascinated about shopping for a brand new automobile, you may wish to pump the brakes. Used automobile costs are by the roof with new vehicles typically getting full sticker costs on the lot. Emilie Voss is from Carfax and talks to Gary Harper and Susan Campbell about the rising used automobile costs and what shoppers must know in order that they don’t get taken for a experience. This 3 On Your Side Podcast ends with Susan and Gary answering questions they often get from shoppers about steadiness billing complaints.
Beware of Contracting Scams: This is the season the place monsoons can deliver damaging winds and rains for numerous residents. Summer can be a time when scammers typically present up after a storm providing restore offers which might be too good to be true. Jeff Wills, is Chief of Investigations at the Arizona Registrar of Contractors who talked to Susan Campbell and Gary Harper about the Red Flags shoppers should be aware of as scammers present up unannounced after a storm seeking to separate you out of your hard-earned cash. This episode wraps up with Susan and Gary discussing complaints 3 On Your Side typically receives about various kinds of fee scams. For instance, viewers inform us they might get a telephone name from somebody who they imagine is their utility firm, threatening to close off their utility in the event that they don’t pay a sure sum of money instantly. It’s a standard rip-off shopper often fall sufferer to.
Deals Take Flight: As summer time journey takes flight, 3 On Your Side’s Gary Harper and Susan Campbell speak to Scott Keyes, founding father of Scott’s Cheap Flights. Keyes gives suggestions for shoppers to assist them discover post-pandemic journey offers. The episode concludes with Gary and Susan answering viewer questions on Renters Rights. Information shoppers want to bear in mind with regards to landlord tenant disputes.
Navigating the Hot Housing Market: Susan Campbell and Gary Harper take you on a home hunt with Phoenix, Arizona based mostly real-estate agent Trevor Halpern from Halpern Residential. Halpern helps patrons and sellers navigate the ultra-competitive housing market. 3 On Your Side often receives quite a few emails from dissatisfied shoppers about issues not lined by their Car or Home Warranty. The episode concludes with Susan and Gary providing suggestions shoppers ought to take into account earlier than agreeing to pay hundreds of {dollars} for a Car and/or Home Warranty.
Saving $1,000 on Any Salary: If you will have a want to learn to save $1,000 on any wage, Gary Harper and Susan Campbell have the reply. On this version of the 3 On Your Side Podcast, they speak to Deacon Hayes, a monetary professional and founding father of Well Kept Wallet, a monetary schooling firm that strives to enlighten shoppers throughout the globe by a private finance curriculum. This episode concludes with Gary and Susan answering viewer emails about their selections to assist the setting by including Solar panels to their properties. While there are shoppers happy with going photo voltaic, there are issues shoppers want to bear in mind when deciding if they need to purchase or lease photo voltaic panels. For instance, leasing photo voltaic panels can last as long as 25 years, with escalating month-to-month funds.
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